Monthly Payment Plans

A monthly payment plan can:

  • Provide a valuable alternative to traditional lump sum payments each semester
  • Enable families to spread out educational costs and pay in affordable monthly payments
  • Help families meet their financial obligations without the need to liquidate assets, deplete savings or undertake excessive borrowing through interest bearing plans

Flexible budgeting

Families can budget all or any portion of their educational costs. This feature affords student/parents the ability to budget costs as best fits their particular circumstances. If taking advantage of Federal Family Education Loans, families can use the monthly payment plan to budget the portion of educational expenses that remain after these loans have been paid to the school. Families can also use the monthly payment plan to minimize the amount of loans which are needed to cover educational expenses by using the payment plan to pay the portion of the expenses which the family can afford to pay on a monthly basis.

Payment Options

HES accepts payment via:

  • Check or money order
  • On-line banking payment through your bank
  • Auto-debit from your bank account
  • On-line payment via ACH deduction from your bank account
  • Telephone payment via ACH deduction from your bank account
  • On-line payment via credit card

Customer Service

HES customer service personnel are available to assist families and students. HES offers toll-free telephone service and also provides families with the ability to access account information 24 hours a day through the HES website. Questions should be directed to HES on 1-800-422-0010 or email us at .

Students & Families


Call us : 1-800-422-0010
Email us:
4720 Carlisle Pike
Suite 200
Mechanicsburg, PA 17050
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